Mortgage Mortgage Banker Mortgage Mortgage Banker Mortgage Mortgage Banker

Morgagemortgagebanker W %D0%C2%B6%AB%B7%BD%CB%C4%BC%B61000%B8%DF%C6%B5%B4%CA%BB%E3 Trade Szh 1 Mortgage Mortgage Banker E*TRADE FINANCIAL 借记卡(页 1) - ◆其他卡天地 - 信用卡论坛 - 卡优网卡友论坛 - 最具人气信用卡社区 - Powered by Discuz! Archiver

Morgagemortgagebanker W %D0%C2%B6%AB%B7%BD%CB%C4%BC%B61000%B8%DF%C6%B5%B4%CA%BB%E3 Trade Szh 1 Mortgage Mortgage Banker

发表于 2008-8-19 20:57

0 %D0%C2%B6%AB%B7%BD%CB%C4%BC%B61000%B8%DF%C6%B5%B4%CA%BB%E3 s %D0%C2%B6%AB%B7%BD%CB%C4%BC%B61000%B8%DF%C6%B5%B4%CA%BB%E3 a Morgagemortgagebanker c�0searchs0 Morgagemortgagebanker s Szh a Szh csearchc %D0%C2%B6%AB%B7%BD%CB%C4%BC%B61000%B8%DF%C6%B5%B4%CA%BB%E3 esearchr Morgagemortgagebanker hsearchs Trade a Szh csearchrsearch% Morgagemortgagebanker 0searchC0%search6 Morgagemortgagebanker A% Szh 7 Morgagemortgagebanker Bsearch% %D0%C2%B6%AB%B7%BD%CB%C4%BC%B61000%B8%DF%C6%B5%B4%CA%BB%E3 B% %D0%C2%B6%AB%B7%BD%CB%C4%BC%B61000%B8%DF%C6%B5%B4%CA%BB%E3 4B %D0%C2%B6%AB%B7%BD%CB%C4%BC%B61000%B8%DF%C6%B5%B4%CA%BB%E3 % Trade 6 Morgagemortgagebanker 00 Szh %search8%D Trade %search6 Morgagemortgagebanker B5searchB4 Trade CAB Trade % Szh 3 Mosearchgg %D0%C2%B6%AB%B7%BD%CB%C4%BC%B61000%B8%DF%C6%B5%B4%CA%BB%E3 mot %D0%C2%B6%AB%B7%BD%CB%C4%BC%B61000%B8%DF%C6%B5%B4%CA%BB%E3 a %D0%C2%B6%AB%B7%BD%CB%C4%BC%B61000%B8%DF%C6%B5%B4%CA%BB%E3 eaa Trade ksearchr Trade r Morgagemortgagebanker de
但是貌似现在已经不能申请借记卡了。。。。。。

匿名 发表于 2008-8-20 10:39

回复 20# 的帖子

E*TRADE FINANCIAL Corporation (NASDAQ: ETFC) is a financial services company based in New York, NY, United States. The company name is often rendered E*Trade or E-trade. It is a holding company, the major business of which is an online discount stock brokerage service for self-directed investors. Investors can buy and sell securities such as stocks, bonds, options, mutual funds, and exchange-traded funds via electronic trading platforms or by phone. The company also offers banking and lending products such as checking and savings accounts, money market accounts, certificates of deposit, and credit cards. E*TRADE's stock is traded on the NASDAQ under the ticker ETFC.[3] E*TRADE is regulated and licensed by FINRA.

历史：
History
In 1982, William A. Porter and Bernard A. Newcomb founded TradePlus Inc. in Palo Alto, California. In 1991, Porter founded a new company, E-Trade Securities, Inc., with several hundred thousand dollars of startup capital from TradePlus. E-Trade offered its trading services via America Online and Compuserve. In 1994, its revenues neared $11 million (up from $850,000 in 1992). It later reorganized and emerged under the name E-Trade Group, with E-Trade Securities as its principal subsidiary.

In August 1996, it went public with Robertson, Stephens & Company as the lead underwriter. In 2003, the company changed its name from E-Trade Group Inc. to E*TRADE FINANCIAL Corporation.

In 2003, the Toronto-Dominion Bank held talks to merge its TD Waterhouse discount brokerage with E*TRADE, but the two sides could not come to an agreement over control of the merged entity.In 2005, E-Trade made an unsoliticted offer for Ameritrade, currently the second largest US discount broker. Ameritrade instead purchased TD Waterhouse, with TD Bank holding a 39% stake in the new entity.

In 2005, E*TRADE FINANCIAL acquired Harrisdirect, formerly a discount brokerage service of Bank of Montreal, and BrownCo, formerly a discount brokerage service of J.P. Morgan.


E-Trade Financial Center, San FranciscoOn November 29, 2007, E*TRADE announced a deal with the Citadel Investment Group in which Citadel purchased E*TRADE's securitized subprime mortgage investments for $800 million in cash. The transaction removed the assets with the greatest market risk from E-Trade's consolidated balance sheet -- their $3 billion asset-backed securities (ABS) portfolio, including its ABS collateralized debt obligations (CDOs) and second lien securities. This resulted in a net $2.2 billion reduction in assets on their balance sheet. In addition to that divestiture, under the terms of the deal E*TRADE received $1.6 billion of capital in exchange for 12.5% senior unsecured notes and 84,687,686 shares common stock (equal to 19.99% of the then currently outstanding shares). Citadel received a seat on E*TRADE FINANCIAL's Board of Directors. Mitch Caplan resigned as CEO on the same day that the deal was announced.

Although E*TRADE's management admits that the deal was costly for E*TRADE, it removed the risk from those subprime investments and resulted in an infusion of $2.5 billion in cash.

Prior to the subprime mortgage crisis, E-Trade's stock price had reached a 52-week high of $26.08 and had a book value (assets - liabilities / number of shares outstanding) of $9.68 per share. However, Citigroup analyst Prashant Bhatia suggested that E*TRADE FINANCIAL could face a run on its bank operations and a bankruptcy filing, causing the stock to drop heavily.

After the sell-off and the Citadel deal, E*TRADE's book value was $4.53 per share (a 52.2% drop), and the shares had reached a 52-week low of $3.46 per share (a 86.7% drop). Bloomberg News reported that E*TRADE had lost between 1-2% of their deposits. Moody's reported that E*TRADE saw a "17% drop in customer cash and deposits in the month of November". The company implemented a comprehensive turnaround plan at the end of 2007 which included an assessment of its organizational structure, operating expense base and balance sheet transition, along with a customer win-back campaign.

In March 2008, E*TRADE named Donald Layton, formerly JPMorgan Chase vice chairman, as its new CEO. Layton had joined E*TRADE's board of directors in November 2007, at the same time as the Citadel deal. Layton has been aggressively acting on the turnaround plan and the company has stabilized and is seeing the beginnings of a return to growth.

In July 2008, E*TRADE sold its Canadian division to Scotiabank for CAN$444 million, as part of a program of selling off non-core assets.

您的疑问回答如下：

1.存款位于美联储，受到美国联邦储备法律保护。

2.实体是位于纽约市华尔街第1号的由汉密尔顿建立的纽约银行所处理的实时美国证券系统，其中包括美国证券交易所，纽约证券交易所，纳斯达克证券交易所，以及(美国海外)证券交易所。操作平台是至今为止最快捷，最迅速，最直接的美元买卖系统。亿创证券比起同级的史考特证券, 嘉信证券, Ameri证券, 富达证券等的机构优点在于对世界上的投资者一视同仁，视为一家。没有什么"唐人与狗不可入内"的条款，而其他的机构不是建立在什么条框上就是将问题推在投资者的智商之上。简单的说，实体是华尔街研发的[实时交易系统],并没有其它的东西, 其是操作平台。

对于中国公民是否应该投资美国的证券市场，我表示持中立态度。毕竟中国市场已经有太多的美国公民投资，而美国市场中国公民能顺利进入的途径只有几家，而美国公民能进入中国的途径有几十家甚至更多。

中国公民及美国公民存款在亿创理财的账户里，只要是存款项，就受到美国联邦储备保险法保障至100000美元。但账户里的证券项(如基金，股票，债券等非存款类)是不被承保的。投资有风险，请谨慎入市。投资产品不被保障。

3.对于安全问题，您的想法是正确的。亿创证券在2003年启用RSA校检装置，同类型产品出现在2008年的中国银行新版网银。

对于是美国否有金融风波，这个答案是肯定的。而且问题解决得没有那么快。而中国是否有金融风波，这个答案也是肯定的。就近十天内的中国证券市场就已经让人感到头痛。

4.可能大家都很关心亿创理财是否会破产，如果破产的是亿创的话，那为什么史考特证券, 嘉信证券, Ameri证券, 富达证券不破产呢？亿创平台的优秀是其他同类不可比翼的。那为什么联邦储备局不破产呢？ 那为什么还有个地方叫华尔街？那为什么还有个城市是纽约市？那为什么还有个国家叫美国呢？什么是自由？

[[i] 本帖最后由 匿名 于 2008-11-24 08:33 编辑 [/i]]

匿名 发表于 2008-8-21 13:51

回复 21# 的帖子

您还是把资金放在中国国内的银行吧，也别投资证券市场了。中国的银联卡在国内外都是能够使用的。不是特殊用途，也别费神去跨半个地球投资。毕竟投资有风险，请谨慎。好吗？

jose 发表于 2008-8-21 22:48

赞同23楼匿名回复的帖子，那么烦心干什么，钱没了就没有嘛，谁叫你是中国人。

人家高贵的、自由的美国的银行才懒得和你解释什么，担心一下自己资金的安全都是不可以的！

还有，既然在香港开户，何必去什么垃圾银行，中银香港不是很好的选择么？

还有，据我知道的信息，在香港开银行帐户，必须亲自签名，还需要有人授权和见证，不可能代办的，可能，美国是自由国度，自由的程度不是香港这个小岛可以想象的，香港那么死板的规则来源于外星。

还好，能自由进出香港，还好，香港还有不少银行可以选择，还好，香港的银行也有存款保险制度，还好，香港还是说中文，还好，香港的银行还允许客户质疑。

还好～～～

无语。

匿名 发表于 2008-8-25 08:47

回复 24# 的帖子

Face30; 中银香港的中银国际证券可以进行多个市场的交易，花旗银行香港分行也是可以的，汇丰银行也是可以的。渣打也可以。选择可以多方面嘛..既然是论坛，就不能讨论多元化选择吗？
iMorgagemortgagebanker W %D0%C2%B6%AB%B7%BD%CB%C4%BC%B61000%B8%DF%C6%B5%B4%CA%BB%E3 Trade Szh 1 Mortgage Mortgage Banker E*TRADE FINANCIAL 借记卡(页 1) - ◆其他卡天地 - 信用卡论坛 - 卡优网卡友论坛 - 最具人气信用卡社区 - Powered by Discuz! Archiverv g Mortgage Banker Yield Mortgage Mortgage Banker sMorgagemortgagebanker W %D0%C2%B6%AB%B7%BD%CB%C4%BC%B61000%B8%DF%C6%B5%B4%CA%BB%E3 Trade Szh 1 Mortgage Mortgage Banker E*TRADE FINANCIAL 借记卡(页 1) - ◆其他卡天地 - 信用卡论坛 - 卡优网卡友论坛 - 最具人气信用卡社区 - Powered by Discuz! Archiverv Mortgage Mortgage Banker Banker Mortgage Mortgage Banker Mortgage Mortgage Banker