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发表于 2008-3-20 19:42

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szmingming 发表于 2008-3-20 23:03

借记卡也已经很好看了

tonnie 发表于 2008-3-20 23:20

靓卡一张！Face41;

hr1110 发表于 2008-3-21 16:53

哪办的,怎么办?

yifeng 发表于 2008-3-21 17:03

卡面很漂亮Face41;

匿名发表于 2008-3-21 21:02

[quote]原帖由 [i]hr1110[/i] 于 2008-3-21 16:53 发表 [url=redirect.php?goto=findpost&pid=675477&ptid=62442][img]images/common/back.gif[/img][/url]
哪办的,怎么办? [/quote]
[b][url=e/t/intl/page?nav=1&subnav=1&screen=1&language=cn&country=as][color=blue]E*TRADE FINANCIAL亿创理财[/color][/url][/b](全"简体"中文频道）
免费拨打中国电话号码（详细开户请致电）（美元存款受美联储FDIC保障）
- 中国北方: 10800 852 0968
- 中国南方: 10800 152 0968

如果您是一位个人国际投资者，请致电或以电子邮件联络:

亚太地区居民:
电话号码: +852 3191 3000 (上午9:00 - 下午6:00 香港时间)
E-mail: [email]enquiry-hk@etrade.com[/email]
地址 : ETRADE Securities (HK) Ltd, 香港金钟道88号, 太古广场2期24楼2401-12室

欧洲、中东及非洲居民:
电话号码: +44(0)207 516 1352 (上午9:00 - 下午6:00, 伦敦时间)
Email: [email]emea@etrade.com[/email]

美国及全美洲居民:
电话号码: +1 800 ETRADE 1(1-800-387-2331 (上午7:00 - 下午6:00 美国东部时间EST，纽约时间)
+ 1 678 624 6210 – 从美国以外地区致电 Email: [email]service@etrade.com[/email]

[b][url=e/t/intl/page?nav=1&subnav=1&screen=1&language=cn&country=as][color=blue]E*TRADE FINANCIAL亿创理财[/color][/url][/b]亚太地区网站

[[i] 本帖最后由匿名于 2008-11-24 08:31 编辑 [/i]]

wwyjx 发表于 2008-6-14 19:04

这这个应该只有美国的常住居民才可以办的。中国居民开户没有卡，只有帐户可以买美国的基金，外汇交易等。

hoho 发表于 2008-6-19 09:18

中国大陆居民在 E×Trade 开证券账户，也是有这个借记卡和支票本的吧？

是不是只能提款？不是说没有社会安全号码不能开银行账户么？

[color=White].[/color]

[[i] 本帖最后由 hoho 于 2008-6-19 09:21 编辑 [/i]]

szmingming 发表于 2008-6-20 13:50

具体情况是内地居民可以开吗？

匿名发表于 2008-6-20 16:23

回复 9# 的帖子

亚洲居民的ssn(社保号)是当地国家身份证号,亚太地区的表格要附加的是你的身份证复印件或护照复印件和一张W8-BEN(非美国居民免征税表),然后寄到香港开户，她收到后会电话通知您的。

账号是E*TRADE亚太区收表的，全亚洲太平洋地区(包括什么韩国，日本，新加坡的...)都统一集中在香港开账号的。E*TRADE的理念是将世界分为三个板块:亚太大陆，欧非洲大陆，美洲大陆;开户分为香港，伦敦，纽约三个城市。你所在的板块决定来在哪个城市开户，即使你将表邮到其它城市最后还会被归类到你原来的区域的，希望我解释得清楚。

[attach]17966[/attach]
E*TRADE的账号开通后，要登录ETRADE.COM([url]e/t/home[/url])然后在账户明细里有申请支票本和申请提款卡的选项，所以你的收邮件地址必须是实际居住地址，别弄个跨国的出来，否则是无法收到的。支票本是有两种的，一种是单一支票本，另一种是副带有印好您自己地址标签贴纸的支票本，支票本一般只申领一次，无费用；提款卡在您按下选项按钮后邮寄到您的真实地址可多次申领，无任何费用，卡密码在您收到卡并按说明激活后也将邮寄到您真实地址；另外还有个针对网银附加的防伪校检装置(有点类似现在新中银网银的那种的)收费25美元，可以要也可以不要，网银功能不会减少。希望这也解释得清楚。

关于提款卡，就是借记卡嘛，那个功能就跟你的钱包里的理财卡功能一样，只是它是原味的VISA借记卡而已。提款每月返还5次提款手续费,次数超过5次就收手续费。网银里可以增加其它美国的银行储蓄账号，也可设定为美国发行的信用卡划款还款，如果有证券交易(如国债，基金，个股等的)将不列入现金范围，在网银里是看到浮动的，而现金是不动的，您的账户余额是这两个之和(证券余额+现金余额)，而可提款金额是您的现金余额。也就是说您也可以不买卖证券的。而现金存款是受到FDIC保障的，而证券余额是没有的，请理解清楚。投资有风险，请谨慎入市。八卦一下，今年的股市市场不被看好，还是政府债券较稳妥，但较为长期。

证券买卖是收手续费的，我的建议是不舍得就别往火坑里跳啦......现在那个样.......晕...

还有电汇入账号时要在电汇表上注明汇款金额和收款银行的明细,如果要填代理行....
[img]brands/0002/1157/brand.gif[/img]
填THE BANK OF NEW YORK纽约银行，该行位于纽约市华尔街一号，下面是必填的明细(不会填电汇表可以将此明细交给银行柜员代填):

The Bank of New York
One Wall Street
New York, NY 10286, U.S.A.
Swift Code: irvtus3n
FBO: E*TRADE Securities
Account Number: 890 034 6256
您的八位E*TRADE证券号码(记得要在八位号码前加上ET, 举例 ET12345678)
您的姓名拼音和英文地址(记得加上国家)

推荐工商银行电汇(网银和柜台均可)，上午汇，下午到账，不用费神....

[[i] 本帖最后由匿名于 2008-11-24 08:31 编辑 [/i]]

匿名发表于 2008-6-20 16:38

回复 10# 的帖子

要看您是否在亚洲居住的永久居民，还是其他洲的.......

[[i] 本帖最后由匿名于 2008-11-24 08:32 编辑 [/i]]

hoho 发表于 2008-6-20 17:48

回复 11# 的帖子

哦，多谢回复

szmingming 发表于 2008-6-21 21:56

对了，支票可以开港币的在香港支付对吧。

szmingming 发表于 2008-6-21 22:11

不错啊，可以卖空买空，买卖期权，这样的投资多样化....

匿名发表于 2008-6-21 22:24

回复 14# 的帖子

是纯纯的美元支票，不清楚是否可以存入香港的银行，但可以存入如花旗银行，美国银行，中国银行(纽约分行)等的金融机构......是有9位银行routing number的那种支票啊，但认同度可能比american express cheque那种小些。
[img]Images/etrade_complete_1.gif[/img]

[img]ui/images/check3.jpg[/img]

美国银行支票图解：
[img]creditcards/application/images/aba_routing.gif[/img]

支票填写规范演示如下（该支票为演示用）：
[attach]18037[/attach]

[[i] 本帖最后由匿名于 2008-11-24 08:32 编辑 [/i]]

szmingming 发表于 2008-6-22 11:49

我还以为是可以选择香港这种

要是这个也就不错了。

nissgu 发表于 2008-6-30 18:42

E*TRADE FINANCIAL 年费怎么付的啊~？

匿名发表于 2008-7-2 10:18

借记卡无年费

thdzhzw 发表于 2008-7-2 12:37

几个关键问题楼主解释下
1 我开户后我的钱存到了哪里？会不会有风险
2 E*TRADE FINANCIAL 是什么性质的实体？一个中国公民如果存钱进去，发生纠纷怎么办？客户除了得到E*TRADE FINANCIAL的承诺外，还收什么法律保护哇？
3 E*TRADE FINANCIAL有没有破产的可能，如果有的话，我的钱和股票能安全回到我的国内账户么

毕竟我们国内国有银行商业银行都不存在这种倒闭的风险，但是放到国际上就不一样了！
纽卡素的赞助商是英国的northrock银行我记得新闻里放过大批客户排队取款的事情，万一发生金融风波，我的钱安全哇

作为客户，我首要保证的就是我的本金安全。为什么现在证券大力推三方存管，其核心思想就是保证资金安全。而一旦我的钱打入E*TRADE FINANCIAL的账户，我首要解决的疑问是安全安全还是安全！！

dimsage 发表于 2008-8-19 20:57

我开了
但是貌似现在已经不能申请借记卡了。。。。。。

匿名发表于 2008-8-20 10:39

回复 20# 的帖子

E*TRADE FINANCIAL Corporation (NASDAQ: ETFC) is a financial services company based in New York, NY, United States. The company name is often rendered E*Trade or E-trade. It is a holding company, the major business of which is an online discount stock brokerage service for self-directed investors. Investors can buy and sell securities such as stocks, bonds, options, mutual funds, and exchange-traded funds via electronic trading platforms or by phone. The company also offers banking and lending products such as checking and savings accounts, money market accounts, certificates of deposit, and credit cards. E*TRADE's stock is traded on the NASDAQ under the ticker ETFC.[3] E*TRADE is regulated and licensed by FINRA.

历史：
History
In 1982, William A. Porter and Bernard A. Newcomb founded TradePlus Inc. in Palo Alto, California. In 1991, Porter founded a new company, E-Trade Securities, Inc., with several hundred thousand dollars of startup capital from TradePlus. E-Trade offered its trading services via America Online and Compuserve. In 1994, its revenues neared $11 million (up from $850,000 in 1992). It later reorganized and emerged under the name E-Trade Group, with E-Trade Securities as its principal subsidiary.

In August 1996, it went public with Robertson, Stephens & Company as the lead underwriter. In 2003, the company changed its name from E-Trade Group Inc. to E*TRADE FINANCIAL Corporation.

In 2003, the Toronto-Dominion Bank held talks to merge its TD Waterhouse discount brokerage with E*TRADE, but the two sides could not come to an agreement over control of the merged entity.In 2005, E-Trade made an unsoliticted offer for Ameritrade, currently the second largest US discount broker. Ameritrade instead purchased TD Waterhouse, with TD Bank holding a 39% stake in the new entity.

In 2005, E*TRADE FINANCIAL acquired Harrisdirect, formerly a discount brokerage service of Bank of Montreal, and BrownCo, formerly a discount brokerage service of J.P. Morgan.

E-Trade Financial Center, San FranciscoOn November 29, 2007, E*TRADE announced a deal with the Citadel Investment Group in which Citadel purchased E*TRADE's securitized subprime mortgage investments for $800 million in cash. The transaction removed the assets with the greatest market risk from E-Trade's consolidated balance sheet -- their $3 billion asset-backed securities (ABS) portfolio, including its ABS collateralized debt obligations (CDOs) and second lien securities. This resulted in a net $2.2 billion reduction in assets on their balance sheet. In addition to that divestiture, under the terms of the deal E*TRADE received $1.6 billion of capital in exchange for 12.5% senior unsecured notes and 84,687,686 shares common stock (equal to 19.99% of the then currently outstanding shares). Citadel received a seat on E*TRADE FINANCIAL's Board of Directors. Mitch Caplan resigned as CEO on the same day that the deal was announced.

Although E*TRADE's management admits that the deal was costly for E*TRADE, it removed the risk from those subprime investments and resulted in an infusion of $2.5 billion in cash.

Prior to the subprime mortgage crisis, E-Trade's stock price had reached a 52-week high of $26.08 and had a book value (assets - liabilities / number of shares outstanding) of $9.68 per share. However, Citigroup analyst Prashant Bhatia suggested that E*TRADE FINANCIAL could face a run on its bank operations and a bankruptcy filing, causing the stock to drop heavily.

After the sell-off and the Citadel deal, E*TRADE's book value was $4.53 per share (a 52.2% drop), and the shares had reached a 52-week low of $3.46 per share (a 86.7% drop). Bloomberg News reported that E*TRADE had lost between 1-2% of their deposits. Moody's reported that E*TRADE saw a "17% drop in customer cash and deposits in the month of November". The company implemented a comprehensive turnaround plan at the end of 2007 which included an assessment of its organizational structure, operating expense base and balance sheet transition, along with a customer win-back campaign.
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