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Www Morgagemortgagebanker Mortgage Mortgage Banker Szh Jiaoan 2010 06 11731 Mortgage Mortgage Banker

发表于 2008-6-20 16:38

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[[i] 本帖最后由 匿名 于 2008-11-24 08:32 编辑 [/i]]

hoho 发表于 2008-6-20 17:48

回复 11# 的帖子

哦，多谢回复

szmingming 发表于 2008-6-21 21:56

对了，支票可以开港币的在香港支付对吧。

szmingming 发表于 2008-6-21 22:11

不错啊，可以卖空买空，买卖期权，这样的投资多样化....

匿名 发表于 2008-6-21 22:24

回复 14# 的帖子

是纯纯的美元支票，不清楚是否可以存入香港的银行，但可以存入如花旗银行，美国银行，中国银行(纽约分行)等的金融机构......是有9位银行routing number的那种支票啊，但认同度可能比american express cheque那种小些。
[img]Images/etrade_complete_1.gif[/img]

[img]ui/images/check3.jpg[/img]



美国银行支票图解：
[img]creditcards/application/images/aba_routing.gif[/img]

支票填写规范演示如下（该支票为演示用）：
[attach]18037[/attach]

[[i] 本帖最后由 匿名 于 2008-11-24 08:32 编辑 [/i]]

szmingming 发表于 2008-6-22 11:49

我还以为是可以选择香港这种

要是这个也就不错了。

nissgu 发表于 2008-6-30 18:42

E*TRADE FINANCIAL  年费怎么付的啊~？

匿名 发表于 2008-7-2 10:18

借记卡无年费

thdzhzw 发表于 2008-7-2 12:37

几个关键问题 楼主解释下
1 我开户后 我的钱存到了哪里？会不会有风险
2 E*TRADE FINANCIAL 是什么性质的实体？一个中国公民如果存钱进去，发生纠纷怎么办？客户除了得到E*TRADE FINANCIAL的承诺外，还收什么法律保护哇？
3 E*TRADE FINANCIAL有没有破产的可能，如果有的话，我的钱和股票能安全回到我的国内账户么

毕竟我们国内 国有银行 商业银行 都不存在这种倒闭的风险，但是放到国际上就不一样了！
纽卡素的赞助商是英国的northrock银行 我记得新闻里放过大批客户排队取款的事情，万一发生金融风波，我的钱安全哇

作为客户，我首要保证的就是我的本金安全。为什么现在证券大力推三方存管，其核心思想就是保证资金安全。而一旦我的钱打入E*TRADE FINANCIAL的账户，我首要解决的疑问是安全 安全 还是安全！！

dimsage 发表于 2008-8-19 20:57

我开了
但是貌似现在已经不能申请借记卡了。。。。。。

匿名 发表于 2008-8-20 10:39

回复 20# 的帖子

E*TRADE FINANCIAL Corporation (NASDAQ: ETFC) is a financial services company based in New York, NY, United States. The company name is often rendered E*Trade or E-trade. It is a holding company, the major business of which is an online discount stock brokerage service for self-directed investors. Investors can buy and sell securities such as stocks, bonds, options, mutual funds, and exchange-traded funds via electronic trading platforms or by phone. The company also offers banking and lending products such as checking and savings accounts, money market accounts, certificates of deposit, and credit cards. E*TRADE's stock is traded on the NASDAQ under the ticker ETFC.[3] E*TRADE is regulated and licensed by FINRA.

历史：
History
In 1982, William A. Porter and Bernard A. Newcomb founded TradePlus Inc. in Palo Alto, California. In 1991, Porter founded a new company, E-Trade Securities, Inc., with several hundred thousand dollars of startup capital from TradePlus. E-Trade offered its trading services via America Online and Compuserve. In 1994, its revenues neared $11 million (up from $850,000 in 1992). It later reorganized and emerged under the name E-Trade Group, with E-Trade Securities as its principal subsidiary.

In August 1996, it went public with Robertson, Stephens & Company as the lead underwriter. In 2003, the company changed its name from E-Trade Group Inc. to E*TRADE FINANCIAL Corporation.

In 2003, the Toronto-Dominion Bank held talks to merge its TD Waterhouse discount brokerage with E*TRADE, but the two sides could not come to an agreement over control of the merged entity.In 2005, E-Trade made an unsoliticted offer for Ameritrade, currently the second largest US discount broker. Ameritrade instead purchased TD Waterhouse, with TD Bank holding a 39% stake in the new entity.

In 2005, E*TRADE FINANCIAL acquired Harrisdirect, formerly a discount brokerage service of Bank of Montreal, and BrownCo, formerly a discount brokerage service of J.P. Morgan.


E-Trade Financial Center, San FranciscoOn November 29, 2007, E*TRADE announced a deal with the Citadel Investment Group in which Citadel purchased E*TRADE's securitized subprime mortgage investments for $800 million in cash. The transaction removed the assets with the greatest market risk from E-Trade's consolidated balance sheet -- their $3 billion asset-backed securities (ABS) portfolio, including its ABS collateralized debt obligations (CDOs) and second lien securities. This resulted in a net $2.2 billion reduction in assets on their balance sheet. In addition to that divestiture, under the terms of the deal E*TRADE received $1.6 billion of capital in exchange for 12.5% senior unsecured notes and 84,687,686 shares common stock (equal to 19.99% of the then currently outstanding shares). Citadel received a seat on E*TRADE FINANCIAL's Board of Directors. Mitch Caplan resigned as CEO on the same day that the deal was announced.

Although E*TRADE's management admits that the deal was costly for E*TRADE, it removed the risk from those subprime investments and resulted in an infusion of $2.5 billion in cash.

Prior to the subprime mortgage crisis, E-Trade's stock price had reached a 52-week high of $26.08 and had a book value (assets - liabilities / number of shares outstanding) of $9.68 per share. However, Citigroup analyst Prashant Bhatia suggested that E*TRADE FINANCIAL could face a run on its bank operations and a bankruptcy filing, causing the stock to drop heavily.

After the sell-off and the Citadel deal, E*TRADE's book value was $4.53 per share (a 52.2% drop), and the shares had reached a 52-week low of $3.46 per share (a 86.7% drop). Bloomberg News reported that E*TRADE had lost between 1-2% of their deposits. Moody's reported that E*TRADE saw a "17% drop in customer cash and deposits in the month of November". The company implemented a comprehensive turnaround plan at the end of 2007 which included an assessment of its organizational structure, operating expense base and balance sheet transition, along with a customer win-back campaign.

In March 2008, E*TRADE named Donald Layton, formerly JPMorgan Chase vice chairman, as its new CEO. Layton had joined E*TRADE's board of directors in November 2007, at the same time as the Citadel deal. Layton has been aggressively acting on the turnaround plan and the company has stabilized and is seeing the beginnings of a return to growth.

In July 2008, E*TRADE sold its Canadian division to Scotiabank for CAN$444 million, as part of a program of selling off non-core assets.

您的疑问回答如下：

1.存款位于美联储，受到美国联邦储备法律保护。

2.实体是位于纽约市华尔街第1号的由汉密尔顿建立的纽约银行所处理的实时美国证券系统，其中包括美国证券交易所，纽约证券交易所，纳斯达克证券交易所，以及(美国海外)证券交易所。操作平台是至今为止最快捷，最迅速，最直接的美元买卖系统。亿创证券比起同级的史考特证券, 嘉信证券, Ameri证券, 富达证券等的机构优点在于对世界上的投资者一视同仁，视为一家。没有什么"唐人与狗不可入内"的条款，而其他的机构不是建立在什么条框上就是将问题推在投资者的智商之上。简单的说，实体是华尔街研发的[实时交易系统],并没有其它的东西, 其是操作平台。

对于中国公民是否应该投资美国的证券市场，我表示持中立态度。毕竟中国市场已经有太多的美国公民投资，而美国市场中国公民能顺利进入的途径只有几家，而美国公民能进入中国的途径有几十家甚至更多。

中国公民及美国公民存款在亿创理财的账户里，只要是存款项，就受到美国联邦储备保险法保障至100000美元。但账户里的证券项(如基金，股票，债券等非存款类)是不被承保的。投资有风险，请谨慎入市。投资产品不被保障。

3.对于安全问题，您的想法是正确的。亿创证券在2003年启用RSA校检装置，同类型产品出现在2008年的中国银行新版网银。
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